Life is a cyclic process in which good and bad days keep coming. So it does not mean that we should sit down exhausted. It is certain that a tough time will come in life, but will you be able to make yourself tough at that time so that you can face them boldly?
It is not necessary that when you have a lot of money or time then you will start working towards your goal. Whatever situation you are in right now, start working for your dream without thinking anything.
Albert Einstein says that it is not necessary that you have a lot of wealth, then you are a good person. If you have humanity and are always ready to contribute to society, then you are an actual value person.